Aprilia RS 457 Insurance

The Aprilia RS 457 is one of the newest lightweight sport bikes to hit the market, bringing MotoGP-inspired engineering into an approachable, mid-displacement package. Powered by a 457cc parallel-twin producing around 47 horsepower, the RS 457 was designed to bridge the gap between beginner-friendly machines and full-blown supersports. Its aluminum frame, sophisticated electronics, and featherlight curb weight give it performance far above what many expect in the sub-500cc class.

On the track, the RS 457 is already making waves in entry-level racing series. On the street, it competes with models like the Yamaha YZF-R7, Kawasaki Ninja 400, and KTM RC 390 — though in terms of technology and handling, many reviewers argue the Aprilia sits at the top of the pack.

While not as expensive as a 600cc or liter-class superbike, the RS 457 may still fall into a “sport” or “performance” category for some insurers, resulting in higher premiums. This makes comparing rates from multiple companies absolutely essential.

RS 457 Insurance Rates

A wide range of factors influence your motorcycle insurance costs: age, location, driving history, credit score, and the specific coverage you select. To give prospective owners an idea of what real riders are paying, we collected sample quotes from RS 457 owners and early adopters:

• Male, 24, Arizona, Clean Record, Progressive: $438 / year (liability only)
• Female, 31, Florida, Clean Record, GEICO: $684 / year (full coverage)
• Male, 40, Pennsylvania, 1 Accident, State Farm: $812 / year (full coverage)
• Male, 19, Texas, New Rider, Dairyland: $1,120 / year (full coverage)
• Female, 55, Washington, Clean Record, Allstate: $302 / year (liability only)
• Male, 62, Colorado, Clean Record, Progressive: $219 / year (liability only)

As you can see, your insurer selection can dramatically affect your premium — sometimes by hundreds of dollars per year. If you don’t compare multiple quotes, you’re likely overpaying.

Aprilia RS 457 History and Specifications

The RS 457 represents a major step for Aprilia, filling the gap between its RS 660 and the smaller 125cc/250cc machines sold overseas. It was engineered with a strong emphasis on lightweight performance, borrowing heavily from Aprilia’s racing DNA.

Highlights include:

• 457cc liquid-cooled parallel-twin producing ~47 hp
• Aluminum frame, rare in this class
• Full electronics package, including ride-by-wire and multiple rider modes
• 320mm front disc with radial-mount calipers
• Curb weight around 385 lbs, making it one of the lightest in the category

The bike offers 0–60 times in the 4.5–4.8 second range and a top speed near 120 mph, depending on rider weight and conditions. It’s positioned as both a performance street bike and an ideal training platform for track-day riders. Full RS 457 review here:

Review & Specs: Aprilia RS 457

Recommended RS 457 Coverage

Most U.S. states require a minimum level of motorcycle liability coverage. If you’re only seeking the cheapest legal option, liability-only is the minimum.

However:

• If the bike is financed, your lender will require full coverage (comprehensive + collision).
• Even if it’s paid off, full coverage is strongly recommended for the RS 457 due to its expensive bodywork and electronics. Modern sport-bike fairings, TFT dashboards, and sensors can cost thousands to replace after a minor accident.

We typically recommend:

• Liability + Uninsured Motorist
• Collision
• Comprehensive
• Optional: Accessory coverage if you install aftermarket exhausts, rearsets, or electronics.

Compare RS 457 Rates

Comparing quotes can save you hundreds of dollars per year. Just enter your ZIP code below to check rates from multiple motorcycle insurers in minutes, without having to make a dozen phone calls.

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