Street Triple Insurance

Triumph Street Triple Insurance

Street Triple Coverage

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In late 2007, Triumph introduced the Street Triple, a sport naked closely modeled on the bigger, beloved Speed Triple but powered by a retuned version of the inline-three engine from the Daytona 675 sportbike. That original Street Triple earned “Best Standard” in Cycle World’s list of the Ten Best Motorcycles of 2008, and would go on to accrue countless accolades in the years to come, such as “Best Middleweight Streetbike” in 2017 and 2018. The current displacement is 765cc.

“It’s more than powerful enough to be fun on faster roads but the Street Triple really shines on twisty roads or around town.” —MCN

From 2019 onward, that 765cc Street Triple powerplant has been used in the MotoGP Moto2 World Championship. Although it’s not a traditional race replica sportbike, the high-performance Street Triple can still be expensive to insure. For that reason, it’s essential to shop around for the best rates and coverage. Fortunately, we can help!

Triumph Street Triple Insurance Rates

Street Triple Insurance

It’s nearly impossible to estimate what any individual rider’s insurance premiums will be, as there are too many factors involved: age, driving record, location, credit, marital status, other vehicles, bike age, optional coverages, etc. That said, we like to give our readers an idea of what others are paying, so we surveyed some real Street Triple owners to find out.

  • Male, 24, Texas, Full Coverage, Undisclosed Carrier: $2280 / year
  • Male, 27, Texas, Liability/UIM/Comp., Geico: $336 / year ($550 for full coverage)
  • Male, 27, California, Full Coverage, State Farm: $450 / year
  • Male, 28, California, Full Coverage, Progressive: $984 / year
  • Male, 29, California, Full Coverage, USAA: $406 / year

As you can see, rates vary widely, with the average between those surveyed coming to around $900 per year, or $75 per month. But it’s crucial to check with several different companies. Said one Street Triple owner:

“$450 a year for full coverage. Other companies quoted double or triple this price for the same coverage, though, so make sure to shop around.”

Fortunately, we can help you do just that. Enter your zip code to begin.

Street Triple Insurance

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Triumph Street Triple: Model History

Street Triple Insurance

Back in 1994, Triumph unveiled one of the world’s first “factory streetfighters,” the Speed Triple, which would become a modern classic in the years that followed. The bike’s dual “bug-eye” headlights become iconic, and a whole breed of naked bikes would follow, as nearly every manufacturer stripped the fairings from their race replica sportbikes and re-tuned the engines for flatter, broader, more street-friendly torque curves.

Fast forward to 2007, and Triumph unveiled the Street Triple, closely resembling the 1050cc big sibling but powered by a 675cc engine from the Daytona 675 sportbike. The bike immediately struck a chord with riders and journalists:

“Associate Editor Blake Conner returned from the European press launch of the Street Triple singing the praises of Hinckley’s newest naked bike, lauding its sweet-running engine, balanced chassis and upright riding position. After riding the 675-based all-rounder, the rest of the staff agreed: The Street Triple is not only this year’s biggest surprise, it’s our Best Standard.” —Cycle World

Triumph didn’t sit on their laurels, either.  A year later, they unveiled the Street Triple R, which was so good that many sport riders were tempted away from the companies crop of race replicas. In 2017, the Street Triple received a 765cc engine, which translated to 25 horsepower more than the original — a powerplant that’s now used as the spec engine in the MotoGP Moto2 World Championship!

Street Triple Insurance

Over the years, it’s become clear that the Street Triple isn’t just the smaller sibling of the Speed Triple, but an incredible street/sport weapon of its own — mannered enough for commuting, aggressive enough for the canyons and track.

Street Triple: Coverage Considerations

Street Triple Insurance

In the US, nearly every state requires motorcycle riders to carry a minimum level of liability coverage. Otherwise, your registration could be revoked and you could incur serious fines and legal issues in the event of an accident. The state coverage minimum are usually too low, and you can typically opt for more liability coverage without massive increases in your premiums.

Now, liability-only coverage may be the most affordable option, but it only covers you for the possible damage / injury to third parties in an accident. It doesn’t cover your bike. For that reason, we highly encourage riders to carry full coverage, including uninsured motorist coverage. In some states, more than 15% of drivers are thought to be uninsured.

Street Triple Coverage

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