Motorcycle Insurance Riverside (CA)

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Are your motorcycle premiums too high? High premiums have long been the bane of riders in Riverside and across the nation, even for people who have clean driving records. We’ve decided to help. We have teamed up with a wide array of reputable motorcycle insurance providers. Enter your zip code to find companies that insure motorcycles in Riverside, then compare rates and coverage.

Motorcycle Insurance Requirements

The state of California dictates the minimum motorcycle insurance required. Liability coverage pays the cost of your legal defense, along with the amount of any damages you cause in an accident where you are charged with injuring another person or damaging their property. Your liability insurance coverage will need to meet or surpass certain minimum limits for bodily injury to others and damages to 3rd party property.

Riverside CA Motorcycle Insurance
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  • For Injuries to a Single Individual: $15,000
  • For Injury to All Individuals: $30,000
  • For Property Damages: $5,000

Trying to decide the amount of coverage you ought to carry? On one hand, just holding $15,000/$30,000/$5,000 of CA motorcycle insurance is the cheapest way to go. On the other hand, less coverage translates to higher risks that your insurance payout will not cover your total medical costs in the event you injure or are injured by another motorist. Remember that the cost of medical care and personal property often inflatesmore quickly than state liability limits get changed.

Finding The Best Motorcycle Insurance in Riverside

Are you a cost-conscious rider? There are a variety of actions to take.

First, you will want to take into account the type of motorcycle you ride. Insuring a sport bike can be extremely costly, second only to high-end exotics from the likes of Ducati, BMW, etc. Even the most veteran riders might want to look at signing up for a safety course through the Motorcycle Safety Foundation. These courses frequently net you a 10-20% discount. If your bike stays in storage after the cold weather blows in, look at a lay up policy. With this, you only pay full price during spring, summer, and fall.

Be sure you ask your insurance carrier if they offer this option–likely they do.

Motorcycle Insurance Rates in Riverside

It is difficult to approximate the cost of motorcycle insurance without taking into account a number of important variables. These include the type of bike you ride, the types of coverage and limits you select, your driving history, even your credit history. Luckily, we work with almost all of the most popular insurers that insure bikes in Riverside, who can provide you with rates and quotes online. To get going, all you need to do is enter in your zip code. Simply select the insurance carriers that appeal to you, then explore policies and rates.

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