Suzuki GSX-R1000 Coverage
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Sportbike insurance can be hard to find and it is usually expensive once you find a policy. Given that the Suzuki GSX-R1000 is one of the more powerful bikes on the market today, it can be especially difficult to find an affordable policy.
Sure, most large national insurance companies offer “Gixxer 1000” insurance, but every one of them offers it at a different price. Riders can easily overpay for coverage if they are not careful. No one wants that! Fortunately, we can help you compare rates from various companies from the comfort of your computer.
The History of the Suzuki GSX-R1000
The GSX-R (Gixxer) series was introduced for the 1984 model year. Many motorcycle experts agreed that the bike was breakthrough for its innovative frame and racer-to-street mentality. Prior to the Gixxer, the frames of Japanese bikes had a disturbing habit of warping under speed and cornering stress. They were less safe than other production bikes that were being raced at the time. Additionally, they were too heavy to race successfully and the engines were too powerful for the street tires of the day. About 1980, after several unsuccessful years on the racing circuit, engineers from all four major Japanese motorcycle manufacturers began looking for ways to make their bikes more race ready.
Honda struck first with the Honda VFR 750 Interceptor. The Interceptor offered an innovative rectangular tube steel frame for added stiffness and all-new liquid -cooled V4 engine. Suzuki answered one model year later with the GSX-R 750, the first bike in GSX-R series. The 750 Gixxer had a more conventional engine than the Honda Interceptor. It featured a basic four valve-per-cylinder inline four. The cooling system was odd for the era. It was mix of air and oil: the oil went through a large oil cooler and was sprayed into select areas where it was needed most, like the underside of the pistons.
Suzuki’s engineers may have retained a fairly conventional engine, but the frame was unique. The company turned its back on steel, opting for welded square aluminum in its place. Frame rigidity was improved by using extremely large tubes. Another unique feature was that the GSX-R was designed for the race track and street riding was a secondary consideration; therefore, it was the first bike to offer a forward leaning seat and the ”full fairing with two headlights” trend that continues on supersport bikes to this day.
The Suzuki GSX-R 1000 was introduced for the 2001 model year to replace the GSX-R 1100. The first bikes featured a liquid-cooled 999 cc inline four. The Gixxer 1000 is the same basic bike as the 750, but the engine has a 68 mm(1 mm bigger) bore and a 55.5 mm stroke(13 mm longer stroke) along with a redesigned pistons, and a gear-driven counter balancer. The original GSX-R 1000 was capable of 160 bhp at 9,500 rpm and reached its maximum torque of 80 lb-ft at 8,000 rpm. It had a top speed of 173 mph, a quarter mile time of 10.1 seconds at 141.7 mph, and a 0-60 time of just 3 seconds
Suzuki GSX-R1000 Coverage Recommendations
Most states require minimum coverage. This liability policy will not cover your bike, just the damages you do to other people and their property if you are found to be at fault in an accident. Unfortunately, few people can afford to repair their ride out-of-pocket. The fairings for a Gixxer, like most sport bikes, are incredibly expensive.
For this reason, collision and/or comprehensive coverage is highly recommended for any sport bike. The former will protect you in case of virtually any accident on the road, and the latter protects against other types of mishaps due to weather, fire, vandalism, and other issues.
GSX-R1000 Insurance Rates
Suzuki GSX-R1000 insurance can range between $30 and $400 per month, depending on:
- Age of bike
- Location of bike
- Types of coverage
- Rider age and driving record
With those factors in mind, there are ways you can lower your premiums. Given that you will want to do everything possible to keep your costs down.
The best way to keep your premiums in check is to shop your coverage around. That is why we have created an easy to use tool so that you can get quotes from multiple companies that offer coverage for sport bikes. All you have to do is enter your zip code to start. You will be able to request several quotes from reliable companies like Progressive, Geico, Dairyland, and more.
Suzuki GSX-R1000 Coverage
Compare Rates from Top Insurers - Instantly!
Enter your zip code