Motorcycle Insurance Anniston (AL)

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Insuring your bike shouldn’t be so hard, but steep rates can be a hassle. We’ve partnered with reputable insurance companies that meet the needs of riders in Anniston. Compare policies, rates, and secure coverage without having to get in the car.

Motorcycle Liability Insurance

This is mandatory for all Anniston residents under Alabama law. It covers damages or injuries to another person or property due to an accident you cause. Bear in mind, liability does not cover your own machine or medical expenses.

Collision Insurance for Motorcycles

This compensates you for damage to your bike sustained during a collision with another vehicle or object. Given how expensive even a minor drop can be, this is important coverage to look at.

Motorcycle Comprehensive Coverage

This applies in situations where there’s no collision, such as: theft, fire, acts of God, etc. Some insurers call this Other than Collision insurance.

Uninsured Motorist Insurance

Protection to protect against uninsured drivers is strongly recommended for bikers in Anniston and the rest of AL. Why? Due to the fact that approximately 12% of Alabama road users lack any kind of insurance coverage. Due to the fact motorists are oftentimes to blame in collisions with bikes, it is vital to protect yourself fiscally. Though supplementary coverage could very well raise your Anniston motorcycle insurance quotes, it may be deserving of the increased price.

Motorcycle Insurance: Anniston, AL Minimums

Anniston AL Motorcycle Insurance
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The state of Alabama has legislation mandating the sum of max liability you must possess.

  • $25,000: bodily injury liability maximum for one individual injured in a crash
  • $50,000: bodily injury liability maximum for all persons injured in one incident
  • $25,000: property-damage liability maximum for one accident

Don’t forget that standard liability coverage doesn’t always take care of the rider, the the machine being ridden, or passengers. It only covers your legal vulnerability for damages or injuries suffered by other motorists, bystanders.

Motorcycle Insurance Rates in Anniston

Motorcycle insurance rates vary broadly based on a variety of factors. How old you are, your number of traffic citations, and the make and model of bike you ride are all major, as is the type and degree of coverage you opt for. Fortunately, we work with many of the best insurers that cover riders in Anniston, who can provide you with quotes and rates on the web.

Enter in your zip code, and you’ll see a list of insurers interested in covering Anniston motorcyclists.

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Anniston Custom Bike Insurance

If you ride in Anniston and you’ve done considerable custom work on your machine, consider Custom Parts and Equipment (CPE) coverage. Normally, this is bikes that have at least a thousand dollars in custom parts or work.

Without coverage, the replacement of hand-made or aftermarket parts aren’t going to be covered if you’re in an accident. No, you’ll only be compensated for the value of your stock bike.