Suzuki SV650 Insurance

The Suzuki SV650 is one of the great motorcycle success stories. The 645cc V-twin machine has remained a rider and reviewer favorite since its introduction in 1999. The excellent handling, lively motor, and affordable price helped bring about a rebirth of “lightweight twins” as a racing class, and the SV650 brought home a host of awards from publications worldwide.

While the SV650 isn’t as expensive to insure as the all-out super sports of the GSX-R series, coverage can still be expensive — particularly if you choose the wrong insurer or policy. Fortunately, we can help you compare rates and polices from the comfort of your computer.

Suzuki SV650 Insurance Rates

Insurance rates vary widely based on a wide array of factors, including everything from age and marital status to driving history, location, age/value of the bike, coverage options/limits, even your credit score. That said, to give you an idea, we’ve gathered real sample rates from a range of SV650 owners.

• Male, 22, Western Pennsylvania, Full Coverage, Progressive: $274 / year
• Male, 24, Northern Illinois, Clean Record:  $100 / year (Multi-vehicle discount)
• Male, 36, Arkansas, Full Coverage, Clean Record:  $88/ year
• Male, 32, California, Full Coverage, Esurance:  $301 / year
• Male, 44, Southern California, Liability Plus:  $120 / year
• Male, 63, San Diego, Full Coverage, Progressive:  $150 / year ($75 for liability only)

Rates vary widely, and comparing quotes and/or switching companies can result in significant savings.  Here’s the advice of one veteran member of the SV Rider forum:

It really depends on age, marital status, and location, best bet is to talk to your insurance company (or get quotes from several) and ask about each bike separately.

Fortunately, we can help you compare rates from multiple insurers online. Enter your zip code to start.

Suzuki SV650:  Model History

The SV650 was released in 1999 as a middleweight naked V-twin, while the fully-faired SV650S followed in 2000. The bike offered a 645cc, liquid-cooled 90-degree V-twin engine with 64 horsepower. Almost immediately, the SV began outselling the competitors that had long dominated the class and creating waves among motorcycling publications in the USA and beyond.

In 2003, Suzuki introduced a redesigned SV650, complete with a new aluminum truss frame and fuel injection. The bike offered slightly more power and improved handling. In 2009, the SFV650 Gladius replaced the naked SV650 in the US. However, the Gladius name was discontinued in 2017 with the introduction of the redesigned third-generation SV650, which offers more conventional styling reminiscent of the early SV series, along with four additional horsepower, low speed anti-stall system, optional ABS brakes, and more.

Currently, the bike competes against such midsize rivals as the Ninja 650 and provides a more affordable alternative to bikes like the Ducati Monster.

Coverage Recommendations: Suzuki SV650

Liability coverage is what’s required by most states. It’s much less expensive than full coverage — often half the cost — but it only covers damages to third parties or property if you’re in an accident — not you or your SV.

If you finance your machine, the bank or lender will require you to carry full coverage, which typically consists of collision and comprehensive coverage.

We recommend speaking to an agent about what coverage limits and deductible suit you best. In most cases, the minimum coverage requirements in your state will not be sufficient, and collision and comprehensive coverage are highly recommended for owners of sport bikes or any performance motorcycle.

Enter your zip code to begin comparing rates and policies in your area.