Vespa Primavera Insurance

Vespa Primavera Insurance

In 1968, Vespa launched the original Primavera, which would become one of the most iconic scooters of all time. The company’s two-wheelers had already gained a lot of popularity in the USA, as John Wayne, Marlon Brando, and Dean Martin were all Vespa owners — often using the scooters to get around the big movie sets and Hollywood sets.

In 2013, the Vespa Primavera was reborn for the modern age, now available in four-stroke 50cc and 125cc versions. It’s become a modern classic, a machine that captures the timeless style of the original with the latest in performance, safety, and fuel economy. If you own a Primavera 50 or 150, it’s likely that you’ll need to carry insurance coverage to ride it legally on public roads. Fortunately, we can help you find the right policy and best rate possible. Enter your zip code to begin.

Vespa Insurance

Compare Rates from Top Insurers - Instantly!

Enter your zip code

Vespa Primavera History

Vespa Primavera Insurance

Vespa, which means “wasp” in Italian, got its start after WWII, when parent company Piaggio developed the original Vespa scooter, featuring eight-inch wheels, a 98cc two-stroke engine, and a three-speed transmission. It was cheaper, lighter, more maneuverable, and more comfortable than a traditional motorcycle, and sales soon began to take off.

In 1952, Audrey Hepburn rode side-saddle on Gregory Peck’s Vespa in the film Roman Holiday, which reportedly translated to more than 100,000 sales. Meanwhile, the Piaggio race department had been gaining experience and the decision was made to break away from the relaxed image of the previous Vespas, developing models with more of a performance edge. This would help lead to the Primavera:

“Mid-way through the roaring 60s, everything was ready for the birth of the youngest Vespa, one that knew how to incorporate all of the best qualities, freshness and speed that had, until then, been split between the various models.” —Piaggio

The original Primavera, launched in 1968, would remain in production until 1982, becoming one of the most iconic two-wheelers in history. In 2013, Vespa decided to reintroduce the Primavera name:

“Young, innovative, technologically cutting-edge, agile and dynamic, and attentive to protecting the environment of which it is part, Vespa Primavera is once again a star of its time, inheriting all the freshness and joie de vivre of its ancestor.” —Piaggio

The Primavera 50 has a 4.1 hp four-stroke engine, good for nearly 81 mpg, while the 13-hp Primavera 150 can actually boast even better fuel economy, returning 98 mpg! Both models have been lauded by owners and reviewers for this classic style, easiness to ride, build quality, and low emissions.

Vespa Insurance Rates

Vespa Primavera Insurance

It’s very difficult to estimate what a rider’s rates will be, as so much depends on your location, driving history, coverage limits/options, and more. However, we surveyed some real-life Vespa owners to give you an idea of what you might be paying to insure your Vespa.

  • Male, NJ, Vespa Primavera 150, Basic Coverage, Geico: $100 / year
  • Male, NYC, Vespa GTS 300, Basic Coverage, Progressive: $312 / year
  • Male, NYC, Vespa GTS 300, Full Coverage, Progressive: $1975 / year
  • Male, Western NY, Vespa GTS 300, Full Coverage: $325 / year
  • Male, CA, Primavera 150, Basic Coverage: $175 / year
  • Female, CA, Vespa Primavera 150, Basic Coverage, Geico: $300 / year
  • Female, CA, Vespa Primavera 150, Full Coverage, Geico: $504 / year (USAA was $2100 / year)

As you can see, rates vary wildly based on location, gender, engine size, driving history, coverage limits, types of coverage, and more. The only surefire way to get the best coverage at the lowest rate is to shop around. In the old days, you’d have to rely on a local insurance agent, but now you can approach process online. Enter your zip code to get started.

Vespa Insurance

Compare Rates from Top Insurers - Instantly!

Enter your zip code

Basic vs Full Coverage

Vespa Primavera Insurance

Typically, “Basic Coverage” or “Liability Only” is what’s required by state law. Liability coverage only protects you from damage to third parties in an accident — it doesn’t cover your Vespa in a collision, or from theft, fire, vandalism, etc.

“Full Coverage” typically means carrying both collision and comprehensive coverage in addition to basic liability, as well as uninsured motorist coverage. Although full coverage is significantly more expensive, we highly recommend it.

  • Collision Coverage: Protects your scooter in accident/collision irregardless of circumstances. It may or may not include uninsured/under-insured coverage. If it doesn’t, it’s a good idea to add UM/UIM coverage, as more than 10% of today’s drivers are uninsured.
  • Comprehensive Coverage: Protects your Vespa if it is damaged by fire, wind, water, or vandalism. Perhaps most importantly, it also protects against theft.

Vespa Coverage

Compare Rates from Top Insurers - Instantly!

Enter your zip code