Yamaha R1 Insurance

Superbikes like the Yamaha R1 have to be some of the most thrilling machines in the world, slamming adrenaline through all of your senses. It’s hard to imagine anything more exciting, except maybe top-fuel dragsters and modern fighter jets.

Unfortunately, that power and speed work against you when you are shopping for insurance coverage. Superbike insurance can be expensive if you find a policy. Given that the Yamaha YZF-R1–or Yamaha R1 if you prefer–is one of the quickest bikes on the market, it can be especially difficult to find affordable coverage. Fortunately, we can help.

A Brief History of the Yamaha R1

The Yamaha YZF-R1 was introduced for the 1998 model year after Yamaha revised its Genesis engine to be more compact and powerful. The redesigned engine was the first to use the ”stacked gearbox,” a design where the gearbox input shaft rides above and parallel to the gearbox output shaft. The concept was revolutionary and most manufacturers followed suit within a few model years.

The compact engine was significantly shorter and allowed Yamaha to shorten the wheelbase. The engine’s weight could then be placed within the frame to improve handling through a better center of gravity. The swingarm was lengthened, fork angle became steeper, and improved aerodynamics helped to create an exceptional track bike. The early bikes featured four Kehin CV carbs and a EXUP exhaust valve helped the bike to reach its advertised 140 bhp. The EXUP valve also improved torque at all revs, so the bike took off like a rocket. The first bikes had a compression ratio of 11.8:1, a six-speed transmission, and a multi-plate clutch.

The current Yamaha R1 is powered by a fuel-injected 998 cc engine with a bore of 79.0 mm and a stroke of 50.9 mm. It has a 13:1 compression ratio and offers 197 bhp (at the crankshaft) and 73.2 lb-ft of torque. Yamaha claims that the R1 has a top speed of 176.7 mph, a 0-60 time of just 2.6 seconds, and will finish the quarter mile in 10.31 seconds at a speed of 148.12 mph.

Yamaha R1 Insurance Rates

Certain factors affect your motorcycle insurance premiums no matter where you buy it. These include, but are not limited to: make and model of bike, driving record, and the state you live in. With those factors in mind, there are ways you can lower your premiums. Given that Yamaha R1 insurance can range between $30 a month for a liability policy to $220 per month for full coverage, you will want to do everything possible to keep your costs down.

• If you are still in high school or are in college, most insurers offer a discount for maintaining a high GPA. This is known as a Good Student Discount. For most insurers that GPA is in excess of a 3.0, but you will have to ask the insurer you choose.
• Graduating from a two-day Motorcycle Safety Foundation (MSF) course will not only enhance your riding skills, it will lower your premiums by a set percentage, sometimes as much as 15%.
• Citations for DUI, reckless operation, and speeding are guaranteed to raise your premiums for years. Maintaining a clean record, as well as a good credit score, will bring down your premiums.
• ALL insurers offer a Multi-Vehicle Discount that can cut your premiums by up to 25 percent.

Securing Coverage Online

The best way to keep your premiums in check is to shop your coverage around. That is why we have created an easy to use tool so that you can get quotes from multiple companies that offer Yamaha R1 insurance coverage. All you have to do is enter your zip code to get started!

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