Motorcycle Insurance Scottsdale (AZ)

AZ Coverage

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We believe that bikers shouldn’t be forced to experience inflated premiums. If you want the cheapest rates possible, you need to assess the premiums provided by top companies. Please don’t hesitate to key in your zip code to begin looking at policies and premiums from the most prominent companies.

Minimum Motorcycle Insurance

The state of Arizona has imposed minimum liability limits for motorcycle owners. Liability coverage offers protection against claims that a property owner’s negligence caused bodily injury or property damage to another person. The state sets the minimum liability amounts for which you must have coverage. There are three minimum liability caps outlined:

  • For Injury to a Single Individual: $15,000
  • For Injuries to Two or More Parties: $30,000
  • For Damages to Personal Property: $10,000

It’s best to speak to an insurance agent to establish how much coverage meets your needs. Just put in your zip code to find a broker in your area.

Getting The Most Affordable Scottsdale Motorcycle Insurance

Looking to keep your insurance rates to a minimum?

Adopt these measures, and you will be well on your way to lower rates.

  • Sign up for a Motorcycle Safety Foundation class. This is generally good for a 10-20% discount.
  • Steer clear of traffic violations. Control that throttle hand–citations increase your premiums substantially.
  • Get a lay-up policy. This will suspend coverage during the winter months, which can save you a good bit.
  • Buy a low-premium bike. Sport bikes, especially liter bikes like the Suzuki GSX-R1000 and Honda CBR1000RR, can be absurdly expensive to insure.

Scottsdale Motorcycle Insurance Quotes

It’s hard to approximate the cost of motorcycle insurance without taking into account a few important variables. Your experience, your driving history, and the make and model of bike being insured are all major variables, as are the coverage types and limits you decide on. The good news is, we can help you compare policies and rates from an array of trustworthy insurers.

Submit your zip code, and you will be shown a list of insurers popular with Scottsdale riders. Next, you can select the insurance companies that interest you.

Covering Your Accessories and Parts

If you have a custom motorcycle, you should carry additional coverage to protect your custom parts and accessories. Custom parts and equipment coverage (CPE) covers any permanent upgrades and equipment that didn’t come on the bike as it came out of the factory.

You really should consider this coverage if you spend money building out your bike.

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