Motorcycle Insurance Anaheim (CA)

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We feel that motorcyclists should not need to experience ridiculous monthly premiums. To find the best rates possible, you’ll need to do a comparison of the insurance coverage available from contending companies. Be sure to input your zip to start comparing rates and policies, or peruse down the page to learn the the inner workings of motorcycle insurance in Anaheim, and the rest of California.

Motorcycle Insurance: California Laws

The state of California has established the minimum coverage required for liability insurance. Liability coverage pays for injuries to a third party and damages their property as a result of an accident you caused. The state has laid out the minimum liability limits for which you must have coverage. There are 3 minimum liability caps detailed:

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  • $15,000: Liability Coverage for Personal Injuries to a Single Party in an Accident
  • $30,000: Liability Coverage for Personal Injuries of All Parties in an Accident
  • $5,000: Liability Coverage for Damage to Property

If price is your first priority, merely getting insured up to these levels will do the trick. However, a lot of riders opt for more coverage than this. After all, The Insurance Research Council 15% of California road users are uninsured. You may want to give some thought to Uninsured Motorist protection so that you will still be covered if the other motorist has limited or no liability insurance.

Decreasing Your Motorcycle Premiums

Hoping to maintain the lowest insurance premiums as you can? There are a number of options.

The specific bike you want to insure is an important factor. Sport bikes are usually the most costly motorcycles to insure. One weekend spent at a Motorcycle Safety Foundation course will get you 20% off your premiums with most insurers. If the bike stays in when the cold weather makes its presence felt, you’ll want to think about a lay up policy. With this, you pay only full price during spring, summer, and fall.

Obviously, this is typically seen in northern and western states.

Motorcycle Insurance Rates in Anaheim

Wondering how much insurance coverage will run you? That will be determined by several key variables. These include the model of your bike, the extent of your coverage, your driving history, and much more. Thankfully, we work with a lot of the best insurers that insure motorcycles in Anaheim, who can provide you quotes and rates on the web.

Simply enter your zip code to get going. Choose which insurers you’re interested in, then answer a few questions to start comparing policies and rates.

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