Motorcycle Insurance Concord (CA)

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Are you one of Concord’s many residents looking to save some money on insurance? We make it possible to save money on your next insurance policy. Regardless of whether you’re switching policies or insuring a bike you just bought. The instant you enter your zip code, we find the best rated motorcycle insurance companies in Concord, thereby allowing you to find the lowest rates attainable – on the web.

Types of Coverage for Concord Riders

You have a variety of assorted kinds of protection you can select.

  • Liability Coverage: This component of your insurance policy covers damages to another person or property due to an accident you cause. Liability does not protect your own bike or medical expenses if you’re injured.
  • Collision Coverage: This will reimburse you (the policyholder) for any damage to your bike due to the fault of the insured driver.

  • Comprehensive Coverage: This covers situations that collision coverage doesn’t, helping to pay for damage that’s beyond your control: theft, fire, acts of God, etc. This is sometimes known as Other than Collision coverage.
  • Uninsured/Underinsured Motorist Coverage: This covers you in case of personal injuries or property loss inflicted by a motorist who doesn’t have insurance (uninsured) or sufficient insurance (underinsured). Considering the surge in uninsured drivers in recent years, this is worth the additional cost.

Remember, if you financed your motorcycle, you’ll need to have comprehensive motorcycle insurance.

Motorcycle Insurance: Concord, CA Guidelines

Concord CA Motorcycle Insurance
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California has legislation prescribing the minimum degree of liability you have to possess.

  • Bodily Injury Liability Limit for Individual Person: $15,000
  • Bodily Injury Liability Limit for All Persons: $30,000
  • Property Damage Liability Limit: $5,000

Don’t forget that standard liability coverage doesn’t always protect the motorcyclist, the the motorbike, or anyone riding two-up – only your legal vulnerability for injuries sustained by other people.

Concord Motorcycle Insurance Quotes

It’s difficult to approximate the cost of insuring a bike without taking into consideration a number of variables. Some information on you and your machine makes it possible to approximate your premiums. If you want to determine how much your premiums will be, you have to provide some of this data. The good news is, we make it easy to do this on the web.

To get started, all you have to do is enter your zip code.

Insuring Your Accessories and Parts

If you own a custom motorcycle, you may need to purchase Custom Parts and Equipment Coverage (CPE) and/or Additional Parts and Equipment Coverage (ACPE). Custom parts and equipment coverage, otherwise known as CPE, will protect you in case you damage your handlebars or gas tank–really any aftermarket parts or accessories you’ve added.

Make sure you consider this coverage if you invest in upgrading your bike.

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