Motorcycle Insurance Costa Mesa (CA)

Get Coverage

Rates & Policies Online

Enter Zip Code

Trying to find a new insurance policy for your bike? Rates are based upon a variety of factors:

  • Make and Model.
  • Age of bike.
  • Miles ridden each year.
  • Where you store your motorcycle.
  • Credit score and driving history.

We work with the foremost motorcycle insurance companies to help you find the very best, most cost-effective coverage for your ride.

Motorcycle Insurance Laws: California

California dictates the minimum motorcycle insurance required. Liability insurance offers protection against claims that a property owner’s recklessness led to bodily injury or property damage to another person. Your liability protection must satisfy or exceed certain minimum limits for bodily injuries to others and losses to others’ property.

Costa Mesa CA Motorcycle Insurance
Click Here!
  • $15,000: Liability Coverage for Personal Injuries to a Single Party in an Accident
  • $30,000: Liability Coverage for Personal Injuries of All Parties in an Accident
  • $5,000: Liability Coverage for Damage to Property

You might want to speak with an insurance agent to decide what amount of coverage meets your needs. Simply enter your zip code to find a motorcycle insurance specialist in Costa Mesa, CA.

How to Save on Motorcycle Insurance

Who wouldn’t want to spend less on their insurance premiums? There are a number of actions to take.

As you probably know, the type, age, and displacement of the bike will have a big effect on your insurance premiums. Generally, the higher the horsepower, the steeper the premiums. Even the most experienced riders might want to think about taking a rider safety course through the Motorcycle Safety Foundation (MSF). MSF basic rider courses typically are good for a a discount of up to 20%. Garage the bike during the winter should look at a lay-up policy, in which coverage is suspended all through the cold months.

Last but not least, keeping your driving history free from traffic violations is essential.

Costa Mesa Motorcycle Insurance Rates

Premiums vary widely based on a number of factors. Variables include the type of bike you own, the extent of your coverage, your driving record, even your credit rating. Fortunately, we work with many of the popular insurers that insure bikes in Costa Mesa, and they can provide you quotes and rates online. To start, just enter your zip code. Then, you can choose the insurers from which you want to receive quotes and information.

Motorcycle Classes

It’s easy to insure nearly all types of motorcycles, from cruisers and sport bikes to cafe racers and customs–even dirt bikes and four-wheelers.

  • Sport Bikes: Without a doubt, these can be outrageously costly to insure. It’s simple: they are involved in more accidents, and they are especially popular among young motorcyclists. Your age and driving history will have a huge effect on the cost of sport bike insurance. Rates drop tremendously with time. Many sportbike riders fail to obtain anything more than liability coverage, so that they can save some money. However, this isn’t a good idea, as these machines can be very costly to replace because of their fairings.
  • Choppers and Bobbers: If your bike has significant aftermarket parts or handmade modifications, you should consider coverage to protect those parts. Without this coverage, rare and expensive parts will not be included in the event of an accident. No, you will only be paid the value of your bike in stock trim.
  • Mopeds and Scooters: Be sure and cover your scooter or moped. Generally, this type of coverage is easy on the budget, and worth it.
  • Dirt Bikes and ATVs: Insuring your dirt bikes isn’t only recommended, some public lands require it. Typically, these policies are pretty cheap.

Get Coverage

Rates & Policies Online

Enter Zip Code