Motorcycle Insurance Downey (CA)

Find Coverage

Rates & Policies Online

Enter Zip Code

Riding with no insurance is never advisable. All too often, the premiums can be pretty high. Regardless of this, riders should not put up with exorbitant monthly premiums. To find the best deal possible, you’ll need to examine the policies offered by top providers. Please make sure to key in your zip to start researching rates and policies, or read the following to learn the intricacies of motorcycle insurance in Downey, as well as the rest of the state.

Liability Coverage for Downey Motorcyclists

Liability is mandatory for all California riders. It pays medical expenses or property damages for which you are found at fault. Bear in mind, this won’t cover you or your motorcycle.

Motorcycle Collision Coverage

This compensates you for damage to your motorcycle sustained during a collision with another vehicle or object. Considering how expensive fairings and paint are to repair, collision coverage can save you a lot of money down the road.

Comprehensive Motorcycle Insurance

This helps cover losses to your bike from fire, theft, or weather rather than a traffic accident or vehicular collision. Basically, comprehensive covers most types of damage that aren’t the result of an accident.

Uninsured Motorist Coverage

Coverage against drivers with no insurance comes strongly recommended for motorcyclists in Downey and the rest of CA. That’s due to the fact nearly 14.7% of California motorists don’t even have any kind of insurance coverage. Because car or truck owners are all too often the culprit in accidents involving cycles, it is very important to defend oneself economically. Though increased coverage can certainly increase your Downey motorcycle insurance premiums, it may very well be deserving of the greater charge – notably in case of a car accident.

Motorcycle Insurance in Downey (CA): Requirements

California has policies mandating the total amount of liability you are required to have.

  • $15,000: bodily injury liability maximum for someone getting injured in an accident
  • $30,000: bodily injury liability maximum for all injuries in one incident
  • $5,000: property-damage liability maximum for a single accident

Keep in mind that standard motorcycle liability protection doesn’t insure you, the motorcycle, or any passengers – only your legal vulnerability for damage suffered by other individuals or property in a vehicle accident.

Motorcycle Insurance Rates in Downey

Rates vary broadly based on a number of factors. Your age, your driving record, and the style of bike you own are all important, as are the coverage options and amounts you want. In order to gain a better idea of how much your premiums will be, you must supply some of this information. Luckily, we make it easy to do this on the web.

Simply submit your zip code to get going. After that you can begin looking at rates and policies from the insurance carriers you choose.

CA Coverage

Rates & Policies Online

Enter Zip Code