Motorcycle Insurance Encino (CA)

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In need of affordable motorcycle insurance in Encino? Premiums are driven by a wide array of factors:

  • Model and Make.
  • Where you live.
  • Where the bike is stored.
  • Your age, credit, and driving record.

Rates vary drastically from one company to the next, so it’s important to shop around. We can help.

Motorcycle Insurance Laws: California

The state of California has established the minimum coverage required for liability coverage. Liability coverage pays for losses incurred by third parties in collisions for which you are found to be liable. California has established the minimum liability coverage. There are 3 minimum liability protections detailed:

Encino CA Motorcycle Insurance
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  • For Injuries to a Single Individual: $15,000
  • For Injuries to Two or More Persons: $30,000
  • For Damages to Personal Property: $5,000

Yes, just holding $15,000/$30,000/$5,000 of CA motorcycle insurance is the most cost effective way to go. Yet less coverage will mean higher risk that your insurance payout won’t cover your total health care costs if you injure or get injured by another motorist. Remember that the cost of health care and personal property often inflatesmore quickly than state liability levels are changed.

Saving on Motorcycle Insurance

Hoping to maintain the least expensive insurance premiums possible?

The following strategies will help.

First, you have to look at the type of motorcycle you ride. Superbikes are generally the least affordable to insure, while motards and cruisers are comparatively reasonable. One weekend spent at a Motorcycle Safety Foundation course will translate into a 10-20% with most insurers. A lay up policy–in which you don’t pay very much for coverage during the winter months–is a smart idea for many bike owners.

Obviously, trying to keep a clean driving history is crucial.

Encino Motorcycle Insurance Rates

Wondering how much insuring your bike will run you? That will be based upon a number of important factors. For instance:

  • Type of Motorcycle.
  • Driving History.
  • Coverage Options.
  • Level of Coverage.

Fortunately, we can help you to compare rates and policies from multiple respected companies. Enter in your zip code, and you’ll see a list of insurance carriers popular with Encino motorcyclists. Then you can begin researching rates and policies from the insurers you want.

Find Coverage

Rates & Policies Online

Enter Zip Code