Motorcycle Insurance Fremont (CA)

CA Coverage

Rates & Policies Online

Enter Zip Code

Searching for lower insurance premiums in Fremont? We have brought together trusted insurers that meet the needs of motorcyclists in Fremont. Examine policies, premiums, and secure coverage that suits your budget and needs.

Motorcycle Insurance: California Laws

California has established minimum limits for liability insurance. Liability insurance reimburses other drivers for medical costs and the replacement of property lost in an accident. Your liability insurance has to satisfy or surpass certain minimum limits for bodily injuries to others and losses to third party property.

  • For Injuries to a Single Party: $15,000
  • For Injury to Two or More Persons: $30,000
  • For Damages to Personal Property: $5,000

Trying to determine what amount of coverage you should buy? On the one hand, just holding $15,000/$30,000/$5,000 in CA motorcycle insurance is the least expensive way to go. But less coverage will translate to higher risks that your insurance payout will not cover your total health care fees if you injure or are injured by another driver. Keep in mind that the cost of health care and personal property often goes upmore quickly than state liability limits get changed.

Saving on Motorcycle Coverage

Are you a cost-conscious biker?

These strategies will help.

The type of bike you want to insure is a big factor. Generally, sport bikes carry the highest premiums, particularly those in excess of 1000 cc. Many insurers offer substantial discounts for individuals who complete a Motorcycle Safety Foundation class, often 10-20%. If you put your bike in storage during winter, consider a lay up policy, where all coverage but comprehensive is suspended for several months out of the year.

Needless to say, steering clear of traffic violations is vital.

Fremont Motorcycle Insurance Quotes

It’s hard to estimate the cost of motorcycle insurance without taking into account a few factors. How old you are, your driving history, and the make and model of bike being insured are all significant, as are the coverage types and limits you want. The good news is, we work with lots of the major motorcycle insurers, which can present you with quotes and coverage on the web.

Just type in your zip code to begin. After that, you can choose the insurance companies that interest you.

Custom Accessories and Parts Coverage

If you have a custom motorcycle, you should carry special coverage to cover your aftermarket accessories and parts. Custom parts and equipment coverage (CPE) covers any accessories that didn’t come on the bike as it was manufactured. Basically, you need it to protect your high-priced specialty parts.

Get Coverage

Rates & Policies Online

Enter Zip Code