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The state of California offers some stellar rides. But of course, to enjoy the area on your bike, you will need to carry insurance. We’ve joined forces with leading motorcycle insurance providers to help you secure the best rates possible. Our team has has partnered with a wide array of major motorcycle insurance providers to make it simpler, easier, and more cost-effective to insure your bike. Ready to get rolling? It takes just 10 seconds. Submit your zip code to get started.
Hayward Motorcycle Liability Coverage
The most basic type of coverage, it covers damage to property and personal injury caused by you in an accident. Bear in mind, liability does not cover your own motorcycle or medical costs if you’re injured.
Collision Insurance for Your Bike: Recommended?
This compensates you for physical damage to your bike caused by collision with another vehicle or even a stationary object. Considering how expensive even a minor drop could be, this is important coverage to take into consideration.
Motorcycle Comprehensive Coverage
This picks up where collision leaves off, helping to pay for damage that’s beyond your control: theft, fire, natural disaster, etc. Basically, comprehensive helps protect you against most types of damage that aren’t the consequence of an accident.
Uninsured/Underinsured Motorist Coverage
Insurance against drivers with no insurance is highly recommended for motorcyclists in Hayward and the rest of CA. How come? Because roughly 15% of California motorists do not possess any type of coverage. Since motorists are oftentimes to blame in wrecks involving bikes, it is very important to safeguard oneself financially. Though supplementary coverage could very well raise your Hayward motorcycle insurance monthly premiums, it could well be very well worth the additional price tag – notably in case of a personal injury.
Motorcycle Insurance Liability Limits
The state of California has legislation outlining the minimum level of max liability you are required to carry.
- Bodily Injury Liability Limit for Individual: $15,000
- Bodily Injury Liability Limit for All Parties: $30,000
- Liability Limit for Damage to Property: $5,000
Bear in mind that liability insurance will not likely offer protection to you, the the machine being ridden, or passengers. Nope, liability insurance just covers your legal vulnerability.
Hayward Motorcycle Insurance Quotes
It’s difficult to estimate the cost of insuring a bike without looking at a number of variables. Many riders concentrate on the type of bike they own and their driving history, but factors such as where they live, types of coverage, liability limits, and discounts all have their place. Fortunately, we can help you to compare rates and policies from a selection of insurance companies. Type in your zip code, and you will see a list of insurance companies preferred by Hayward motorcyclists. Then, you can pick the insurance carriers that interest you.
Hayward Sport Bike Coverage
Sport bikes are popular among many Hayward area riders. Regrettably, they can be very expensive to insure. That is because they have the worst accident and fatality rates in the country, and they tend to be loved by young riders. Your driving record will have a serious effect on the cost of coverage. Rates decline considerably with age. A lot of sportbike riders decide not to purchase anything besides liability, to help cut costs. This is a mistake, since damage to the fairings of these bikes can cost hundreds to repair.
Scooter Insurance in Hayward
It’s a mistake not to insure your scooter. Simple liability coverage is typically very affordable, and it could save you a lot of money in the case of an accident. You’ll want to ask your agent for more information.
Hayward ATV and Dirt Bike Insurance
Do you ride off road? There are many ORV parks that require liability coverage. Fortunately, this type of coverage normally affordable.
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