Motorcycle Insurance Huntington Beach (CA)

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Huntington Beach resident looking to insure a bike or decrease your premiums? Here at BikeBound, we make it easy to save money when covering your bike. It doesn’t matter whether you’re switching carriers or insuring a bike you just bought. The secret is the relationships we have with a broad selection of top motorcycle insurers. Enter your zip code, and our service finds the premier motorcycle insurance providers in Huntington Beach, and helps you locate a representative of the carrier you prefer and compare quotes. The service is fast, simple, and totally free of cost.

Types of Motorcycle Insurance Coverage

There are a number of different kinds of policies from which you can choose. Such coverages can include

  • Coverage Against Property Damage Liability
  • Coverage Against Bodily Injury Liability
  • Protection Against Drivers Lacking Insurance
  • Comprehensive Coverage

For motorcycles that are financed, a comprehensive policy is sometimes required. Talk to your loan provider or dealer for details.

Motorcycle Insurance Coverage Guidelines

The state of California has policies prescribing the minimum amount of max liability you need to maintain.

  • Bodily Injury Liability Limit for Single Individual: $15,000
  • Bodily Injury Liability Limit for All Parties: $30,000
  • Property Damage Liability Limit: $5,000

Keep in mind that motorcycle liability insurance coverage does not take care of you, the bike, or a two-up rider – just your legal exposure.

Motorcycle Insurance Rates in Huntington Beach

Are you wondering how much insurance coverage is likely to cost? That will be based upon a number of key variables. Examples include:

  • Make/Model of Motorcycle.
  • Age and Driving Record.
  • Coverage Type.
  • Level of Coverage.

The good news is, we can help you evaluate policies and rates from a wide range of insurers.

To get going, enter your zip code. Pick the insurance carriers that seem like a good fit, and compare coverage and quotes.

Huntington Beach Sport Bike Coverage

Sport bikes are popular among many Huntington Beach area riders. Unfortunately, they can be highly expensive to insure. That’s because, statistically speaking, they are the most dangerous class of motorcycle. Your driving history has a big influence on how much you’ll pay for coverage. Premiums decline drastically as you age. Many riders don’t purchase any coverage beside liability, so as to reduce costs. This could lead to trouble, as the plastics of these bikes cost so much to repair.

Having a Scooter Insured

You should consider insuring your scooter, regardless of whether it’s required or not. Since scooters are so affordable, you might simply secure basic liability. Generally, these policies are reasonably priced, and worth the investment in the event of a crash.

ATV, UTV, Dirt Bike Coverage

If you ride in the dirt, it’s smart to at least consider a plan for your dirt bike or all-terrain vehicle. In fact, quite a few trail systems require that you show proof of liability coverage, just in case you injure another rider. It’s best to speak to your local trail systems to find out if you need to have insurance.

CA Coverage

Rates & Policies Online

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