Motorcycle Insurance Inglewood (CA)

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Riding a motorcycle without having insurance is never advisable, regardless of where you live. All too often, motorcycle insurance rates are notoriously high. Still, we believe that bikers shouldn’t face overpriced rates. The only strategy to uncover the lowest price for Inglewood motorcycle insurance is to assess the insurance policies made available from competitive providers. Don’t hesitate to type in your postal code into the field provided to start comparing rates and policies, or read down the page to educate yourself about the ins and outs of motorcycle insurance in Inglewood, as well as all of California.

Types of Coverage

If you’re considering Inglewood motorcycle insurance, you will find a few assorted kinds of insurance policies from which you can choose.

  • Liability Coverage: This portion of your policy covers damages or injuries to another person or property as a result of an accident you cause. Liability does not protect your own motorcycle or medical expenses.
  • Collision Coverage: This pays to repair or replace your bike in the event of a covered accident with another vehicle or stationary object.

  • Comprehensive Coverage: This applies in situations where there’s no collision, such as: vandalism, arson, acts of God, etc. This is also referred to as Other Than Collision insurance.
  • Uninsured/Underinsured Motorist Coverage: This helps cover you in an accident caused by an uninsured motorist. With so many of California’s motorists being without insurance, this is a solid investment.

Bear in mind if you leased or financed your motorcycle, you’ll have to have comprehensive motorcycle insurance.

Motorcycle Insurance Liability Limits

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California has rules prescribing the minimum sum of maximum liability coverage you will need to maintain.

  • $15,000: bodily injury liability maximum for a single person injured in a vehicle accident
  • $30,000: bodily injury liability maximum for injuries to all parties in one incident
  • $5,000: property-damage liability maximum for a single accident

Keep in mind that basic liability insurance is unable to safeguard the motorcyclist, the motorcycle, or a two-up rider – just your legal exposure for damages or injuries sustained by 3rd parties.

Motorcycle Insurance Quotes in Inglewood

Worried about how much insurance coverage is likely to cost? That will depend on a number of key variables. Most riders concentrate on the type of bike they ride and their driving history, but variables such as where they live, types of coverage, liability limits, and special discounts all have their place. Fortunately, we work with almost all of the major insurance companies that cover bikes in Inglewood, who can supply you with rates and quotes online.

Submit your zip code, and you will see a list of insurance carriers interested in covering Inglewood motorcyclists. Choose the insurance carriers that interest you, and answer a few questions to begin comparing premiums and policies.

Scooter Insurance Coverage

You should look at insuring your scooter, whether you have to or not. Typically, the premiums are affordable, and those few extra dollars could save you a fortune if you’re involved in a major accident. Liability is normally all that’s necessary.

ATV, UTV, Dirt Bike Coverage

If you ride off road, it’s smart to at least consider a plan for your dirt bike or four-wheeler. Of course, quite a few riding areas require you to carry liability insurance, in case you injure another rider or their property. Make sure to call your local riding areas to find out if they want you to have insurance.

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