Motorcycle Insurance Long Beach (CA)

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There are some good rides around Long Beach. Regrettably, coverage can be expensive, especially if you own a sport bike or expensive cruiser. So we partnered with insurance carriers who cater to Long Beach riders. They serve all types riders:

  • Commuters
  • Weekend Warriors
  • Builders and Hobbyists

Just type in your zip code to see which providers provide coverage in your area.

Long Beach Motorcycle Liability Insurance

This portion of your insurance policy covers damage to property and/or bodily injury for which you’re found at fault in an accident. Even though it won’t protect you or your motorcycle, it may cover your passenger if you have one. You should ask your agent if you ride two-up on a regular basis.

Motorcycle Collision Protection

This pays to repair or replace your bike in case of a covered accident with another vehicle or object. Considering how expensive fairings and paint are to repair, collision coverage can save you a lot of money in the end.

Comprehensive Motorcycle Coverage

This applies in situations where collision doesn’t, helping to pay for damage that’s out of your control: theft, fire, storms, etc. This is also called Other Than Collision insurance.

Uninsured/Underinsured Motorist Coverage

Insurance to protect against drivers lacking insurance is recommended for motorcyclists in Long Beach. That is because almost 14.7% of California road users do not possess insurance. Given that car owners are oftentimes to blame in accidents with cycles, you need to safeguard yourself fiscally. Although extra coverage can raise your Long Beach motorcycle insurance payments, it may well be truly worth the increased fees.

State Minimums For Motorcycle Insurance

Long Beach CA Motorcycle Insurance
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California has regulations prescribing the amount of liability you will need to have.

  • $15,000: bodily injury liability maximum for a single person getting injured in a crash
  • $30,000: bodily injury liability maximum for all persons injured in a single crash
  • $5,000: property-damage liability maximum for one accident

Always remember that liability coverage won’t safeguard the rider, the the motorbike, or a two-up rider. Nope, it just covers your legal risk for damages sustained by 3rd parties.

Motorcycle Insurance Quotes in Long Beach

Without taking into account certain factors, it’s difficult to estimate what you’ll be charged for coverage. For example:

  • Make/Model of Bike.
  • Driving History.
  • Coverage Options.
  • Coverage Caps.

The good news is, we work with many of the top-rated insurance companies that cover riders in Long Beach. They can provide you quotes and rates on the web.

Submit your zip code, and you will see a list of insurance companies that protect Long Beach riders. Find the insurance providers that interest you, and compare policies and rates.

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