Motorcycle Insurance Los Angeles (CA)

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Do you need to insure a new or existing motorcycle? Rates are based on a wide array of factors:

  • Style, age, and size of bike.
  • Mileage ridden a year.
  • Whether it’s kept in a garage.
  • Your credit history and driving history.

We’ve partnered with motorcycle insurance carriers in Los Angeles and throughout California to help you find the very best, most affordable coverage for possible.

Minimum Motorcycle Insurance

California dictates the minimum motorcycle insurance required. Liability insurance pays and renders service on your behalf for losses arising from negligence, to others imposed by law or assumed by contract. California has established the minimum liability limits for which you must be covered. There are 3 minimum liability protections detailed:

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  • For Injuries to a Single Person: $15,000
  • For Injury to All Persons: $30,000
  • For Property Damages: $5,000

It’s best to speak to an insurance agent to decide what amount of coverage meets your needs. Just submit your zip code to locate a motorcycle agent in your area. For all policyholders, we do recommend Uninsured Motorist insurance. After all, 15% of California motorists don’t have insurance.

Saving on Motorcycle Coverage

Motorcycle insurance can be really steep, particularly for young males.

The following guidelines will help.

  • Complete a Motorcycle Safety Foundation class. This will generally get you a 10-20% discount.
  • Avoid citations. This is key!
  • Get a lay-up policy. With this type of policy, the winter months are marked down, particularly if the bike is kept in storage.
  • Get a low-premium bike. Sport bikes, and especially those in the 1000 cc class and larger, are most expensive to insure.

Motorcycle Insurance Rates in Los Angeles

There are numerous factors that help establish the cost of motorcycle insurance. For example:

  • Make/Model of Motorcycle.
  • Age and Driving History.
  • Coverage Options.
  • Level of Coverage.

Thankfully, we work with a lot of the most popular insurance companies that cover bikes in Los Angeles, and they can provide you quotes and rates on the web. To get going, submit your zip code. From there, you can choose the insurance providers that interest you.

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