Motorcycle Insurance Modesto (CA)

Get Coverage

Rates & Policies Online

Enter Zip Code

There are numerous nice rides within striking distance of Modesto, but insurance can be expensive, particularly if you own a high performance bike. To help you save, we have joined forces with insurance providers that cater to Modesto riders. Now you can check coverage online, regardless of what type of bike you have: sport bike, cruiser, custom chopper/bobber, dual sport, motard, touring, even classic bikes and all-terrain vehicles. Simply submit your zip code to find out which insurance companies serve Modesto.

Minimum Motorcycle Insurance

California has put in place minimum liability limits for motorcyclists. Liability insurance protects you for covered losses up to your liability limit if you injure another person, or damage someone’s property, in an accident. California determines the minimum liability amounts for which you have to be covered. There are three minimum liability thresholds detailed:

  • $15,000: Liability Coverage for Personal Injuries to a Single Person in an Accident
  • $30,000: Liability Coverage for Personal Injury to All Persons in an Accident
  • $5,000: Liability Coverage for Damage to Property

Yes, just having $15,000/$30,000/$5,000 in CA motorcycle insurance is the most affordable option. Alternatively, less coverage will mean higher risks that your insurance payout won’t cover your total health care costs should you injure or are injured by another motorist. Bear in mind that the cost of medical care and personal property often inflatesmore quickly than state liability levels are changed.

Getting The Cheapest Motorcycle Insurance in Modesto

Are you looking to minimize your rates?

The following tips will help.

  • Take a Motorcycle Safety Foundation course. This can get you a discount of up to 20%.
  • Avoid traffic violations. This is essential!
  • Purchase a lay-up policy. This is good for those who put the bike up for winter.
  • Ride a low-premium bike. Sport bikes come with the most expensive insurance premiums.

Modesto Motorcycle Insurance Rates

Without taking into account a number of factors, it’s hard to estimate the cost of insuring a bike. Your experience, your driving history, and the style of bike you own are all vital factors, as are the coverage options and amounts you want. Fortunately, we work with lots of the very best motorcycle insurance providers, which can provide you quotes on the web. To get started, simply enter in your zip code. Next, you can pick the insurance carriers from whom you want to receive quotes and details.

CA Coverage

Rates & Policies Online

Enter Zip Code