Motorcycle Insurance North Hollywood (CA)

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The country around North Hollywood offers some solid motorcycle roads, but you should be insured before you fire up your bike for riding season. Unfortunately, this can get expensive, especially if you own a sport bike. In order to help you spend less and ride more, we have joined forces with insurance carriers that work with North Hollywood riders. Now you can compare policies and premiums online, regardless of what type of bike you have: cruiser, sportbike, custom chopper/bobber, dual sport, motard, cafe racer, even classic bikes and all-terrain vehicles. Simply submit your zip code to see which insurance companies provide coverage in North Hollywood.

Liability Insurance for North Hollywood Motorcyclists

This is required for California riders. It pays any medical fees and property damage for which you are found at fault following an accident. While it does not protect you or your machine, it may cover a pillion rider. Be sure to ask your agent if you regularly carry a passenger.

Collision Coverage for Motorcycles

Unlike liability coverage, which covers harm to other vehicles or property, collision pays for damage to your own bike. Just dropping your motorcycle in the garage can result in hundreds of dollars of damage, in which case this coverage could be a life-saver.

Motorcycle Comprehensive Coverage

This covers situations that collision doesn’t, protecting you against a slew of forces beyond your control: theft, arson, acts of God, etc. This is sometimes known as Other Than Collision coverage.

Uninsured Motorist Insurance

Insurance to protect against drivers without insurance is highly recommended for motorcyclists in North Hollywood and the rest of California. How come? Due to the fact nearly 15% of California road users do not possess insurance coverage. Seeing that motorists are more often than not at fault in wrecks with cycles, it is essential to look after oneself fiscally. Although extra coverage could very well raise your North Hollywood (CA) motorcycle insurance charges, it will probably be deserving of the greater expense – especially in case there is an automobile accident.

California Minimums For Motorcycle Insurance

California has rules mandating the minimum amount of max liability coverage you have to have.

  • $15,000: bodily injury liability maximum for anyone getting injured in a vehicle accident
  • $30,000: bodily injury liability maximum for personal injuries to all people in one collision
  • $5,000: property-damage liability maximum for one accident

Just remember that liability insurance doesn’t give protection to you, the the machine being ridden, or passengers – only your legal liability for damages suffered by 3rd parties.

North Hollywood Motorcycle Insurance Quotes

Premiums vary greatly based on a variety of factors. Factors include the model of your bike, your coverage types and limits, your driving history, and more. The good thing is, we work with many of the most popular companies that cover motorcycles in North Hollywood, and they can offer you rates and quotes on the web.

When you enter in your zip code, you’ll be shown a list of reputable motorcycle insurance companies in North Hollywood. Determine which insurers you’re interested in, then explore policies and premiums.

Sportbike Coverage in North Hollywood

Sport bikes like the Honda CBR and Yamaha R series are popular in North Hollywood. Sadly, they are the most expensive type of motorcycle to keep insured. That’s because, statistically speaking, they’re more dangerous than other types of motorcycles. Your driving record has a serious effect on the cost of your policy. Put simply, elevated insurance rates just come with the territory. A lot of sport riders decide not to get anything besides liability, so as to reduce costs. This could lead to issues, since damage to the fairings of these bikes can cost hundreds to repair.

Insuring a Custom Bike

North Hollywood has a a good number of custom bikes. If your bike has considerable aftermarket parts or custom modifications, you should think about Custom Parts and Equipment (CPE) coverage. This can be purchased for certain types of bikes:

  • Bobbers
  • Choppers
  • Show Bikes
  • Cafe Racers

Without coverage, the replacement of non-factory parts will not be covered in the event of an accident. That’s right, you will only be compensated for the value of your stock bike.

CA Coverage

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