Motorcycle Insurance Ontario (CA)

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Is your motorcycle insurance too expensive? Expensive insurance rates have long beset riders in Ontario and across the state. That’s why we partnered with a selection of major motorcycle insurers. You can now submit your zip code and see which companies insure bikes in your part of California, then review premiums and policies.

Minimum Motorcycle Insurance for Ontario Riders

The state of California dictates the minimum motorcycle insurance required. Liability insurance pays for losses incurred by others in collisions for which you are judged to be liable. The state establishes the minimum liability thresholds. There are 3 minimum liability coverages set forth:

Ontario CA Motorcycle Insurance
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  • $15,000: Liability Coverage for Personal Injuries to a Single Person in an Accident
  • $30,000: Liability Coverage for Personal Injuries to All Persons in an Accident
  • $5,000: Liability Coverage for Property Damage

Sure, if you just want the cheapest motorcycle insurance in Ontario, merely insuring yourself up to these amounts is your best option. However, most riders go with more than the state minimums. Why? IRC (Insurance Research Council) 14.7% of California road users are uninsured. You might want to consider Uninsured Motorist protection so that you’ll be covered in the event that the other driver isn’t insured.

Getting The Most Affordable Motorcycle Insurance in Ontario

Want to spend less on insurance? There are a couple of options.

  • Sign up for a Motorcycle Safety Foundation course. Most insurance providers provide a 10-20% discount for MSF graduates).
  • Steer clear of tickets. Control that throttle hand–citations raise your rates substantially.
  • Buy a lay-up policy. This is useful for those who store their bikes for winter.
  • Ride a low-premium bike. In general, a standard, cruiser, or dual-sport will be cheapest to insure.

Ontario Motorcycle Insurance Rates

It’s tough to estimate the cost of coverage without looking at a number of important variables. Your experience, your driving history, and the style of bike being insured are all vital factors, as is what type and amount of coverage you want. The good news is, we work with lots of the most popular motorcycle insurance providers, who can supply you with rates and coverage online. When you type in your zip code, you will be shown a list of respected motorcycle insurance carriers in your area. From there, you can select the insurance companies from whom you’d like to receive quotes and details.

Ontario Scooter Insurance Coverage

You should think about insuring your scooter, whether you have to or not. Typically, the premiums are quite reasonable, and those few extra dollars could save you hundreds and hundreds in the event of an accident. Liability is normally all you need.

Dirt Bike and Four-Wheeler Insurance coverage

If you ride off road, you may want to consider getting insurance for your dirt bike or ATV. Of course, quite a few off-road parks require that you show proof of liability insurance, just in case you injure another rider or their property. Definitely contact your local riding areas to see whether they want you to have coverage.

Find Coverage

Rates & Policies Online

Enter Zip Code