Motorcycle Insurance Orange (CA)

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Do you want to get coverage for a new or existing bike? Premiums are driven by a multitude of factors, including the class, size, and age of the motorcycle, in addition to how often you ride, where you store the bike, and your record.

Rates vary hugely from insurer to insurer. It’s important to compare rates from a wide range of insurers, which we’ve made easy.

Minimum Motorcycle Insurance for Orange Riders

The state of California has imposed minimum liability limits for motorcyclists. Liability insurance pays for injuries or damages suffered by third parties in collisions for which you are found to be legally liable. Your liability insurance coverage will need to meet or exceed certain minimum limits set forth by the state.

  • For Injuries to a Single Individual: $15,000
  • For Injuries to Two or More Parties: $30,000
  • For Property Damages: $5,000

These are merely the minimums. When you need the least expensive motorcycle insurance in Orange, merely getting insured up to these amounts is the way to go, but a lot of policyholders opt for more than the state minimums. After all, The Insurance Research Council has found that 15% of California motorists are uninsured. You might want to look at Uninsured Motorist protection to make sure that you will still be protected in the event that the other driver is uninsured.

Saving on Motorcycle Insurance

Motorcycle insurance rates can be through the roof, especially for twenty-something males.

These guidelines will help.

  • Pass a Motorcycle Safety Foundation (MSF) course.
  • Avoid speeding tickets.
  • Put a seasonal hold on certain coverages during the coldest months.
  • Avoid high-premium bikes if possible.

Motorcycle Insurance Rates in Orange

Without taking into account certain factors, it’s hard to estimate what you’ll be charged for coverage. Variables include the type of bike being insured, the extent of your coverage, your driving history, and more. The good news is, we can help you to examine rates and policies from a variety of insurers.

When you enter in your zip code, you will be shown a list of respected motorcycle insurers that cover bikes in your part of California.

Covering Your Accessories and Parts

Customizing your bike is almost as enjoyable as riding. If you would like protect your full investment, you may need to purchase Custom Parts and Equipment Coverage (CPE) and/or Additional Parts and Equipment Coverage (ACPE). Custom parts and equipment coverage, often called CPE, is an add-on to your policy that covers custom parts and performance upgrades not installed by the original manufacturer that change the performance or appearance of your motorcycle and are of a permanent nature. The coverage is separate from your collision and comprehensive coverage, but it might have exactly the same deductible.

You want to consider this coverage if you spend money building out your bike.

CA Coverage

Rates & Policies Online

Enter Zip Code