Motorcycle Insurance Pico Rivera (CA)

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Do you want to insure a new or existing bike? Rates are based upon a multitude of factors:

  • Model and Make.
  • Condition of bike.
  • Yearly mileage.
  • Where the bike is stored.
  • Your age, credit, and driving record.

Because prices may differ greatly between insurers, it is advisable to do your homework.

Minimum Motorcycle Insurance for Pico Rivera Riders

The state of California has put in place minimum liability limits for motorcyclists. Liability insurance protects you for covered losses up to your liability cap if you injure somebody, or damage their property, in an accident. Your liability insurance has to satisfy or surpass specific minimum caps established by the state of California.

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  • For Injury to a Single Party: $15,000
  • For Injuries to Two or More Individuals: $30,000
  • For Damages to Personal Property: $5,000

It’s best to speak to an agent to decide just how much coverage is ideal for you. Simply submit your zip code to find a motorcycle agent in your area.

The Cheapest Pico Rivera Motorcycle Insurance

Motorcycle insurance rates can be really high, especially if you’re a young male. We know a number of ways to reduce your rates.

The specific bike you want to insure is a big factor. Superbikes, also known as liter-class sport bikes, are some of the most expensive bikes to insure, and so can high-dollar exotics from the likes of MV Augusta, Aprilia, etc. Completion of a Motorcycle Safety Foundation course is good for a discount of 10-20% with a lot of insurance companies. A lay up policy–in which you pay only the bare minimum during the winter months–is a great choice for many weekend warriors.

Last of all, keeping your driving history free of citations is really important.

Motorcycle Insurance Quotes in Pico Rivera

Motorcycle insurance premiums vary broadly based on a multitude of factors. Some bike and rider information makes it possible to gauge the premiums you’ll be charged. Thankfully, we work with almost all of the most popular insurance companies that insure motorcycles in Pico Rivera. They can provide you quotes and rates on the web.

When you submit your zip code, you’ll find a list of respected motorcycle insurers in your area. Select the insurance providers that you’re interested in, then explore coverage and quotes.

Motorcycle Classes

Whatever kind of bike you own, there’s coverage available.

  • Sport Bikes: Sport bikes are popular among many Pico Rivera area riders. Sadly, they can be insanely expensive when it comes to insurance. Many sport riders don’t purchase anything more than liability coverage, just to save money. However, this isn’t advisable, as sport bike fairings can be particularly expensive to repair.
  • Custom Builds: Pico Rivera has a sizeable custom bike scene. If your motorcycle you have a bike that’s been seriously customized, you must look into coverage that will protect not only your bike, but the list of upgrades it has, better known as Custom Parts and Equipment coverage (CPE). More often than not this is an add-on to your policy. Without this coverage, the replacement of most custom or aftermarket parts will not be included if there is an accident. Instead, you’ll only be paid what your bike is worth, not including modifications.
  • Scooters: Be sure and insure your scooter or moped. Typically, such coverage is quite affordable, and worth it.
  • Dirt Bikes, ATVs, and Side-by-Sides: Talk with the off-road vehicle parks and trail networks around Pico Rivera. Liability coverage might be necessary. Fortunately, coverage for dirt bikes is more economical than for street bikes.

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