Motorcycle Insurance Redwood City (CA)

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We will help you get your bike insured the very first time or uncover a plan that costs less and meets your needs better. On top of that, we help you do all of this online. We help California motorcyclists purchase the most suitable plan with the most cost effective premiums.

Insurance providers are actually competing for your business on our site. Ready to get started? It’s simple. Find the policy you need at a price you can afford. Just submit your zip code.

Motorcycle Liability Coverage

This covers property damage and bodily injury you cause as a result of an accident. Liability does not protect your own motorcycle or medical bills.

Motorcycle Collision Insurance

This will compensate you for any damage sustained to your bike that is due to the fault of the insured driver. With how expensive fairings and paint are to repair, collision coverage can save you big money in the end.

Comprehensive Motorcycle Coverage

This covers damage to your motorcycle from a mishap aside from collision. This includes acts of God such as severe storms and earthquakes, as well as theft and fire. This is sometimes known as Other Than Collision coverage.

Uninsured/Underinsured Motorist Insurance

Protection from uninsured drivers is recommended for motorcyclists in Redwood City and the rest of CA. How come? Due to the fact close to 15% of California drivers don’t even have coverage. As motorists are oftentimes to blame in crashes involving cycles, it can be vital to protect your own self in financial terms. Although increased coverage might elevate your Redwood City motorcycle insurance costs, it may likely be well worth the additional expense – above all in case of an automobile accident.

Motorcycle Insurance Coverage Guidelines

Liability coverage helps to protect you financially if you are judged guilty for personal injuries or destruction to a 3rd party.

Very often, you might find these liability thresholds stated as three dollar figures, such as $15,000/$30,000/$5,000. The initial pair of dollar amounts are minimum coverages for bodily injuries liability. The first is for just one person in an automobile accident, the next for all persons overall. The last sum is damage to property liability.

Don’t forget that basic motorcycle liability protection will not cover you, the bike, or a two-up rider – only your legal liability.

Redwood City Motorcycle Insurance Rates

Insurance rates are determined by a number of related factors. Typically, motorcyclists concentrate on the make and model of thei bike and their number of past tickets, but factors such as location, types of coverage, liability limits, and discount rates all affect one’s monthly premiums. In order to see how much your premiums will be, you must provide some of this data. Thankfully, we make it easy to do this online. To get started, simply enter in your zip code.

Covering Your Parts and Accessories

Modifying your bike is one of the best aspects of riding. In order to cover your full investment, you should have Custom Parts and Equipment Coverage (CPE). Custom parts and equipment coverage, aka CPE, covers both performance parts such as aftermarket exhausts and ignitions, along with cosmetic improvements such as aftermarket fairings, seats, flyscreens, and custom paint. You ought to consider this coverage if you spend money modifying your bike.

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