Motorcycle Insurance San Fernando (CA)

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San Fernando is a great town if you ride a motorcycle, but you should be insured before you swing a leg over your bike for riding season. Unfortunately, this can get expensive, especially if you own a sport bike. Fellow riders, we teamed up with motorcycle insurance carriers who serve San Fernando riders. Whether you’re an expert biker or just starting out, you can find the coverage you need–online. Simply submit your zip code to find out which insurers provide coverage for San Fernando riders.

Liability Coverage for San Fernando Riders

This part of your insurance policy pays medical fees and/or property damage for which you are held at fault after an accident. Liability does not protect your own motorcycle or medical expenses.

Motorcycle Collision Coverage

This coverage pays for the repair or replacing of your motorcycle in the case of a collision, no matter who caused it. If you don’t carry this coverage, you could be on the hook for hundreds, if not thousands of dollars worth of damage to your motorcycle.

Motorcycle Comprehensive Coverage

This covers situations that collision doesn’t, such as: criminal acts, fire, weather, etc. Basically, comprehensive helps protect you against most sorts of damage not incurred as a result of an accident.

Uninsured/Underinsured Motorist Insurance

Insurance policy coverage to protect against drivers with no insurance comes strongly recommended for motorcyclists in San Fernando. That is because nearly 14.7% of California road users don’t have any form of insurance. As car or truck drivers are often to blame in collisions with bikes, it is necessary to defend your own self money wise. While increased coverage will increase your San Fernando motorcycle insurance prices, it could well be deserving of the increased price – especially in the case of a mishap.

Motorcycle Insurance Coverage Guidelines

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Liability insurance guards you economically if you are found at fault for injuries or destruction to a 3rd party.

  • $15,000: bodily injury liability maximum for someone getting injured in a crash
  • $30,000: bodily injury liability maximum for all injuries in one incident
  • $5,000: property-damage liability maximum for one accident

Bear in mind that basic liability protection doesn’t necessarily cover the motorcyclist, the the machine being ridden, or any passengers – just your legal risk.

San Fernando Motorcycle Insurance Quotes

Insurance rates will be determined by a range of variables. Variables include the type of bike you ride, the coverage and liability limits you select, your driving history, even your credit rating. For you to determine what you’ll be charged, you will need to supply some of this data. Thankfully, we make it easy to do this online. To get going, just type in your zip code.

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