Motorcycle Insurance Santa Clarita (CA)

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Is your motorcycle costing too much to keep insured? Most every rider has dealt with this same problem–premiums that are too high. That’s why we partnered with a wide selection of reputable motorcycle insurance companies. It’s simple to type in your zip code and see which insurers provide coverage in your area, then review premiums and policies.

Santa Clarita Motorcycle Liability Coverage

This component of your policy pays health expenses and/or property damage for which you’re held at fault in the event of an accident. While it doesn’t protect you or your machine, it may cover a pillion passenger. You should definitely ask your agent if you carry a passenger on a regular basis.

Motorcycle Collision Insurance

This pays for physical damage to your bike caused by collision with another vehicle or object. If you don’t have this coverage, you could be on the hook for hundreds, if not thousands of dollars in damage to your motorcycle.

Comprehensive Motorcycle Insurance

This covers weather and criminal damage. Basically, comprehensive covers most forms of damage not sustained in an accident.

Uninsured Motorist Coverage

Insurance coverage to protect against uninsured motorists comes strongly recommended for motorcyclists in Santa Clarita and the rest of California. How come? Due to the fact that roughly 14.7% of California road users don’t possess insurance. Due to the fact automobile drivers are more often than not at fault in collisions with cycles, it is vital to protect yourself monetarily. While increased coverage can easily elevate your Santa Clarita (CA) motorcycle insurance rates, it might well be worth the additional price – specifically in the event of an automobile accident.

California Minimums For Motorcycle Insurance

California has legislation prescribing the minimum level of liability coverage you have to possess. Typically, you might find these liability thresholds quoted as 3 usd amounts, along the lines of $15,000/$30,000/$5,000. The first 2 dollar amounts are minimum amount protections for bodily injury liability. The first is for only one individual in an automobile accident, the next for every person put together. The third figure represents maximum liability for damage to property.

Remember that motorcycle liability protection fails to safeguard the motorcyclist, the the machine being ridden, or a two-up rider. It just covers your legal exposure.

Santa Clarita Motorcycle Insurance Quotes

Motorcycle insurance rates vary widely based on an array of factors. Some information on you and your bike makes it much easier estimate the premiums you’ll have to pay. Luckily, we work with many of the top motorcycle insurers, which can supply you with premiums and policy information on the web. Just submit your zip code to get started. Then you can start looking at rates and policies from the insurance carriers you have chosen.

ATV, UTV, Dirt Bike Coverage

Are you a dirt rider? If so, please consider a plan for your dirt bike or all-terrain vehicle. The truth is, some ORV parks require you to show proof of liability coverage, just in case you hurt another rider or their property while on the trail. You may want to speak to your local trail systems to see whether you need to have coverage.

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