Motorcycle Insurance Santa Rosa (CA)

Is your bike costing too much to keep insured? Anyone who rides has encountered this same issue–steep premiums. We’ve decided to help. We’ve joined forces with a variety of top motorcycle insurance carriers. You can now key in your zip code and find companies that insure bikes in your area, then review rates and policies.

Liability Insurance for Santa Rosa Motorcyclists

This covers damages to another individual or property caused by an accident you cause. Keep in mind, liability does not cover your own motorcycle or medical bills.

Collision Coverage for Your Bike

This will reimburse you (the policyholder) for any damage to your bike that is due to the fault of the insured driver. Just dropping your bike in the garage can lead to hundreds of dollars in repairs, in which case this coverage could prove itself well worth the cost.

Motorcycle Comprehensive Insurance

This covers natural and criminal damage. Basically, comprehensive covers most types of damage not incurred as a result of an accident.

Uninsured/Underinsured Motorist Coverage

Insurance policy coverage to protect against uninsured drivers comes strongly recommended for motorcyclists in Santa Rosa and the rest of CA. That’s due to the fact roughly 14.7% of California road users lack any form of insurance. Given that automobile owners are more often than not at fault in crashes with motorbikes, it’s important to take care of your own self monetarily. Although additional coverage can certainly escalate your Santa Rosa (CA) motorcycle insurance prices, it might possibly be truly worth the added expense.

Motorcycle Insurance Coverage Guidelines

The state of California has laws prescribing the minimum level of max liability you will have to maintain. Oftentimes, you will see these insurance requirements outlined as three dollar amounts, i.e. $15,000/$30,000/$5,000. The initial pair of figures are minimum amount coverage limits for bodily injury liability. The first is for one particular person in an automobile accident, the next for all individuals put together. The last sum is damage to property liability.

Do not forget that standard motorcycle liability coverage is not going to give protection to the rider, the the motorbike, or anyone riding two-up. Nope, liability coverage only covers your legal exposure.

Motorcycle Insurance Quotes in Santa Rosa

There are numerous factors that go into determining how much you pay for motorcycle insurance. For instance:

• Make/Model of Bike.
• Age and Driving Record.
• Coverage Options.
• Coverage Caps.

Luckily, we can help you to evaluate rates and policies from a wide selection of well-known companies. All you have to do is enter your zip code to begin. After that, you can pick the insurers that interest you.