Motorcycle Insurance Van Nuys (CA)

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Van Nuys is within striking distance of some some excellent roads. Not surprisingly, to cruise the area’s highways and byways on your bike, it is important to carry insurance. We’ve partnered with top motorcycle insurance providers to help you secure the best premiums possible. Our team has years of experience within the insurance market, and we have formed relationships that help you get your bike insured without going broke. Enter your zip code to see which carriers are available in your area.

Motorcycle Insurance Requirements

California has established the minimum coverage required for liability insurance. Liability coverage agrees to indemnify you for sums you might be required by law to pay a third party as damages for bodily injury or property damage. The state has established the minimum liability coverage. There are three minimum liability coverages specified:

Van Nuys CA Motorcycle Insurance
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  • For Injuries to a Single Individual: $15,000
  • For Injury to All Individuals: $30,000
  • For Property Damages: $5,000

It’s always best to contact an insurance agent to figure out just how much coverage meets your needs. You can just submit your zip code to locate a motorcycle insurance specialist in Van Nuys, CA. For all riders, we do advocate Uninsured Motorist insurance, as 15% of California motorists don’t have insurance.

Saving on Motorcycle Insurance

Aiming to maintain the most competitive insurance rates possible? There are a number of steps you can take.

  • Go through a Motorcycle Safety Foundation Basic Rider Course. This can translate to a discount as high as 20%.
  • Avoid tickets. Everyone knows this, but it’s still worth repeating.
  • Buy a lay-up policy. With such a policy, you won’t have to pay so much during the winter months.
  • Ride a low-premium bike. Sport bikes have the highest rates.

Motorcycle Insurance Quotes in Van Nuys

There are numerous variables that go into determining how much you pay for motorcycle insurance. Your age, your number of traffic tickets, and the make and model of bike you own are all significant, as are the coverage types and limits you need. Thankfully, we work with lots of the most popular motorcycle insurance companies, which can present you with rates and coverage online. When you submit your zip code, you’ll find a list of respected motorcycle insurers in Van Nuys.

Motorcycle Classes

It’s easy to insure nearly all types of motorcycles, from cruisers and sport bikes to cafe racers and custom bikes–even dirt bikes and four-wheelers.

  • Supersports: To be sure, these are the priciest motorcycles to insure. That is because sport bikes are unbelievably powerful and prone to accidents. If you are in your teens or twenties, the rates will be substantial. As you grow older, your rates drop drastically. Many sportbike riders neglect to obtain anything more than liability coverage, so as to get a better price. This could be an oversight, as even the smallest mishap can lead to thousands of dollars in damage to the bodywork of these bikes.
  • Choppers, Bobbers, and Customs: Is your bike brimming with custom parts? If so, you should look into Custom Parts and Equipment (CPE) coverage. If you don’t have coverage, rare and expensive parts aren’t going to be protected if there is an accident. Rather, you will only be paid out the value of your bike, exclusive of customizations.
  • Scooters: Sometimes folks don’t think to to insure their scooters. In most cases, insuring a scooter is reasonably priced, and worth the money.
  • Dirt Bikes: Considering the risks that come with off-road riding, insurance is smart. Normally, coverage for dirt bikes is pretty cheap.

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