Motorcycle Insurance Visalia (CA)

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Visalia is a great town if you ride a motorcycle, but coverage can be expensive, especially if you have a sportbike or high-dollar cruiser. Never ones to accept things as they are, we teamed up with motorcycle insurance providers who cater to Visalia riders. They serve all types riders:

  • Everyday Riders
  • Recreational Riders
  • Builders and Hobbyists

Just submit your zip code to find out which insurance companies serve your area.

Motorcycle Liability Insurance

This is mandatory in California. It helps protect you from the risk of being sued for personal injury or property damage in a collision. Bear in mind, liability does not protect your own bike or medical costs.

Collision Protection for Your Bike: Necessary?

This will reimburse you for any damage sustained to your bike that is the fault of the insured driver. Just dropping your motorcycle in the garage can wind up setting you back several hundred dollars, and this coverage could be a life-saver.

Motorcycle Comprehensive Insurance

This covers natural and theft damage. Basically, comprehensive helps pay for most varieties of damage that aren’t the result of an accident.

Uninsured Motorist Coverage

Insurance to protect against drivers who are under-insured or uninsured altogether comes highly recommended for motorcyclists in Visalia. That’s due to the fact roughly 14.7% of California motorists don’t even have coverage. Because motorists are frequently the culprit in accidents with cycles, it’s important to safeguard your own self monetarily. Even though extra coverage can potentially raise your Visalia motorcycle insurance payments, it will probably be well worth the excess price.

Motorcycle Insurance in Visalia (CA): Minimums

Liability insurance insures you monetarily when you’re judged to be culpable for personal injuries or damages to a 3rd party. While you may not think a motorcycle or scooter could do very much injury, you could be blown away.

Oftentimes, you will see these liability thresholds listed as three dollar sums, similar to $15,000/$30,000/$5,000. The first pair of amounts are the minimum coverages for bodily injuries liability. The initial one is for only one person in an accident, the next for all individuals together. The final amount represents property damage liability.

Always remember that basic motorcycle liability insurance won’t offer protection to the motorcyclist, the the machine being ridden, or a passenger – only your legal vulnerability for injuries suffered by other motorists, bystanders.

Visalia Motorcycle Insurance Quotes

Premiums vary broadly based on a variety of factors. Factors include the model and make of your bike, the extent of your coverage, your driving history, and much more. Thankfully, we enable you to examine rates and policies from various popular insurers. Type in your zip code, and you’ll see a list of insurance carriers popular with Visalia motorcyclists. After that you can start going over rates and policies from the insurance providers you want.

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