Motorcycle Insurance Whittier (CA)

There are some solid roads in the Whittier area, so don’t let high insurance premiums keep you down. We help motorcyclists like you get the best policy and least expensive premiums available. Enter your zip code to see which carriers offer coverage in your area.

Coverage Types for Whittier Riders

If you’re considering Whittier motorcycle insurance, you have a range of distinct types of insurance policy coverage from which you can choose. These protections can consist of:

• Bodily Injury Liability
• Property Damage Liability
• Uninsured Motorist Coverage
• Collision Coverage
• Comprehensive Coverage

For motorcycles that are leased or financed, comprehensive motorcycle insurance is sometimes required.

California Minimums For Motorcycle Insurance

Liability coverage helps to protect you monetarily in case you’re judged guilty for personal injuries or damages in an accident.

• Bodily Injury Liability Limit for Individual: $15,000
• Bodily Injury Liability Limit for All Parties: $30,000
• Liability Limit for Damage to Property: $5,000

Just remember that basic liability coverage doesn’t cover the rider, the the motorbike, or a passenger – only your legal exposure.

Motorcycle Insurance Rates in Whittier

Wondering how much motorcycle insurance is going to cost you? That will depend on a number of key variables. How old you are, your driving history, and the style of bike being insured are all major, as are the coverage options and amounts you decide on. Fortunately, we work with almost all of the best insurance companies that cover bikes in Whittier, and they can supply you with rates and quotes online. To begin, simply enter your zip code. From there, you can select the insurance carriers from which you’d like to receive quotes and information.

Classes of Motorcycles You Can Insure

Whether you own a sport bike, standard, cruiser, bobber, or even a scooter, you can insure it.

• Supersports: Sport bikes are among the best-selling bikes in Whittier. Sadly, they can cost big money to keep insured–it isn’t unheard of for the insurance premium to rival the finance payment. It’s simple: sport bikes are exceptionally fast and prone to accidents. Rates decrease noticeably as you grow older. Countless sportbike riders don’t purchase more than the mandatory liability coverage, in an attempt to save some money. However, this isn’t encouraged, as sport bike bodywork can be extremely costly to fix.
• Customs and Cafe Racers: Whittier, like a lot of California, has a good sized custom bike community. If your bike has extensive aftermarket or hand-made modifications, you should be thinking about Custom Parts and Equipment (CPE) coverage. This type of coverage is most appropriate for custom cruisers, choppers, cafe racers, and motorcycles with substantial man hours of labor. Without coverage, the replacement of most aftermarket or custom parts won’t be included if there is an accident. Instead, you’ll be covered for what your bike is worth, exclusive of modifications.
• Scooters: Don’t forget to insure your scooter or moped. Typically, this coverage is pretty cheap, and worth the money in the event of an accident.
• Dirt Bikes: A lot of private off-road parks and public trail systems require you to carry proof of liability insurance. Typically, coverage for dirt bikes is more affordable than for street-legal bikes.