Motorcycle Insurance Lancaster (CA)

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Trying to find motorcycle insurance in Lancaster? We have brought together reputable carriers that serve motorcyclists in Lancaster. Examine policies and prices, and secure coverage without having to drive (or ride) to the nearest insurance agency.

Coverage Types for Lancaster Riders

There are several distinct sorts of insurance coverage that insurance agents tend to recommend. These kinds of protections consist of:

  • Protection Against Property Damage Liability
  • Protection Against Personal Injury Liability
  • Protection Against Drivers Who Aren’t Insured
  • Comprehensive Insurance

For bikes that are financed, a comprehensive policy is usually a requirement.

State Minimums For Motorcycle Insurance

Liability insures you monetarily when you are judged guilty for personal injuries or damages to a third party. Though many people don’t expect that a motorcycle could result in significant damage, you might be blown away.

  • Bodily Injury Liability Limit for Single Individual: $15,000
  • Bodily Injury Liability Limit for All Parties: $30,000
  • Property Damage Liability Limit: $5,000

Do not forget that motorcycle liability coverage doesn’t protect the rider, the the machine being ridden, or anyone riding two-up – just your legal exposure for damages or injuries suffered by other individuals.

Lancaster Motorcycle Insurance Rates

Motorcycle insurance premiums vary widely based on a number of variables. Your age, your number of past violations, and the type of bike being insured are all significant variables, as is the type and level of coverage you want. Thankfully, we make it easy to examine policies and rates from a wide selection of insurance companies.

Just type in your zip code to get going. After that, you can select the insurance companies that interest you.

Insuring a Custom Motorcycle

Lancaster has a fairly strong custom bike community. If your bike has a significant amount of aftermarket parts or custom work hours, it’s smart to consider coverage to protect your investment. Without this coverage, the replacement of non-factory parts aren’t going to be covered if there’s an accident. That’s right, you’ll only be compensated for the value of the bike in factory trim. You can read more about this type of coverage in this section.

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