Suzuki M109R Insurance

The Suzuki Boulevard M109R is the company’s top-of-the-line muscle cruiser, boasting a 1783cc, liquid-cooled 54˚ V-twin with some of the largest pistons (4.4 inches) ever offered in a production motorcycle. Power is put to the tarmac via a shaft drive and ultra-wide 240mm rear tire, with a beefy inverted fork and dual front brakes similar to those from the legendary Hayabusa.

Of course, performance of this caliber can translate to high insurance rates…particularly if you neglect to shop around. Fortunately, we can help you learn what to expect and compare policies from a solid range of powersports insurers in your area.

Suzuki M109R Insurance Rates

A very wide array of factors goes into determining an individual’s insurance rates, from the loss statistics for a given bike in a given area to all of the rider-dependent factors, such as age, driving record, credit score, etc. That said, we’ve collected sample rates from a range of real M109R owners to give you an idea what to expect.

• Male, 24, Military, Full Coverage, Progressive: $320 / year
• Male, 25, Indiana, Full Coverage, Progressive: $277 / year
• Male, 29, Florida, Full Coverage, Foremost: $660 / year
• Male, 29, New Mexico, Full Coverage, Progressive: $1872 / year
• Male, 31, Missouri, Full Coverage, American Family: $540 / year
• Male, 32, Oregon, Full Coverage, Progressive: $1000+ / year
• Male, 40, Missouri, Full Coverage, Progressive: $400 / year
• Male, 41, Chicago, Full Coverage, Liberty Mutual: $228 / year
• Male, 45, South Dakota, Full Coverage, Geico: $179 / year
• Male, 40+, Kansas, Full Coverage, American Family: $144 / year
• Male, 40+, California, Full Coverage, Progressive: $185 / year
• Male, 60+, North Carolina, Full Coverage, Nationwide: $274 / year

As you can see, rates very hugely, from less than $150 per year to more than ten times that much! The only way to ensure you aren’t overpaying is to compare your current rate against quotes from competing companies. That may sound like a pain, but we can help you do it online. Enter your zip code to begin.

Suzuki Boulevard M109R

Flagship of the Suzuki Boulevard series of cruiser motorcycle, the M109R was introduced in 2006. Suzuki succeeded in redefining the traditional cruiser by injecting the machine with a potent dose of race-bred technology from their GSX-R series of sport bikes, including the legendary Hayabusa. The result is more muscle cruiser or cruise missile than your grandfather’s V-twin. Said one reviewer:

“The bike rides, handles, and looks more like a hyper-performance sport bike.”

The bike boasts fuel injection with Suzuki’s Dual Throttle Valve (SDTV) technology, derived from the GSX-R, along with dual spark plug heads, 32-bit ECU, and 112mm forged aluminum alloy pistons — the largest of any pistons currently offered in a production car or motorcycle!

Cosmetics weren’t left out, with a headlight nacelle, softtail-style rear suspension, long-stretch 5.2 gallon fuel tank, and the bike is available with B.O.S.S. (Blacked-Out Special Suzuki) styling.

Boulevard M109R Full Coverage

As you can see above, most of the M109R owners surveyed carry full coverage on their machines. If you financed your bike, this type of coverage is required, but we strongly recommend it for all riders. Why? Because it includes not just liability coverage, but collision and comprehensive as well. That means that, in the event of an accident or other mishap, damages to your bike will be covered.

While full coverage is more expensive than a liability-only policy, it will protect you in the event of mishaps, natural disasters, theft, vandalism, accidents, etc. Fortunately, we can help you find a policy that won’t break the bank. Enter your zip code to get started.