Suzuki GSX-8S Insurance

The Suzuki GSX-8S was the company’s first all-new “sport” bike since the SV650 hit our shores more some 25 years ago. The engine is a 776cc parallel-twin whose 270° firing pattern mimics the power delivery of a V-twin, and the bike has scored well with beginners, commuters, and even experienced sport riders.

“It’s a more balanced, considered package with no significant criticisms – everything from comfort to suspension performance contributes to an overall feeling of harmony, and is up to (or beyond) the standards you expect from bikes in this category, at this price.” –MCN

With a suggested retail price of around $9500, it’s a fairly affordable entry into the middleweight naked bike market, but whenever it comes to motorcycles, you’ve got to think about insurance costs as much as MSRP. This can be complicated by the fact that the GSX-8S was a new bike for the 2023 model year, and it sometimes takes a few years for rates to settle down on a bikes that have no history in the insurers’ systems.

Fortunately, we can help you find a company that will insure your GSX-8 without breaking the bank.

Suzuki GSX-8S Insurance Rates

We all know that insurance rates vary widely based on a broad variety of factors, and this variance is only more pronounced when it comes to motorcycles versus cars. That said, we’ve done our best to collect real-world rates from a variety of GSX-8S owners to give you an idea of what to expect.

• Male, MD, Full Coverage, Progressive: $500 / year
• Male, NJ, Full Coverage, Insurer Undisclosed: $1356 / year
• Male, CA, Full Coverage, Farmers: $1680 / year
• Male, GA, Full Coverage, Progressive: $3000 / year

It’s clear that rates are range widely from rider to rider, and many owners reported significantly different rates for the same bike / coverage from different insurers. In fact, the Maryland rider who insured his GSX-8S for $500 / year with Progressive was originally quoted $1400 per year, only to have the price dropped nearly a grand when requesting an online quote two weeks later!

The only way to ensure you’re not paying too much is to compare coverage rates from different companies and pick the policy that that best suits your needs and budget. Fortunately, we can help. Enter your zip code to begin.

Suzuki GSX-8S: Model History

Some say we are living in the age of the parallel-twin, and the GSX-8S is Suzuki’s answer to other middleweight factory “streetfighters” like the Yamaha MT-07 and Triumph Street Triple. The engine was an all-new 776cc parallel-twin shared with the V-Strom 800, which has drawn comparisons to the much-lauded SV650:

“The goal with this new twin is to provide usable, easily accessible power for real-world riding so a 270-degree crankshaft configuration is employed, which Suzuki says provides a similar delivery to the 90-degree V-twin in the SV650, but with some extra oomph.” –Cycle World

So far, the GSX-8S drawn praise for its strong midrange, user-friendly riding aids, and the ability to tackle both urban commuting and backroad blasting with enthusiasm and aplomb. Reviewers have also found the bike a great value for the money.

Suzuki has also released a fully-faired sport version, the GSX-8R — said to be the company’s first all-new sport bike in more than two decades.

Suzuki GSX-8S: Coverage

Whether you financed your GSX-8 straight from the dealership or on your own, the bank or lender will almost certainly require you to carry Full Coverage, meaning Comprehensive, Collision, and quite possibly Uninsured Motorist coverage in addition to the required Liability coverage. Basically, you’ll be covered in the event of a theft, vandalism, acts of God, or an actual accident. This is what most financial specialists recommend you carry on any vehicle you own.

If you bought your GSX-8S outright, then you will have the choice to forego Full Coverage in lieu of a Liability-only policy, sometimes known as Basic Coverage.  This only includes the liability coverage you choose, starting at the state minimum. While this may be the very cheapest way to insure your bike, it provides very little protection.

Often, by doing a little shopping around, you can get full coverage at a price that won’t break the bank. Below, you can request and compare quotes from multiple companies in your area to find the rate and coverage that’s right for you and your GSX-8S.